Why Your Dental Insurance Isn’t a Blank Check

Let’s face it—dental insurance can be confusing. You’ve got a plan, a card, and coverage… but when it comes time for treatment, you’re left wondering: What exactly is covered?

At Hallmark Dental, we want you to feel confident and informed when making decisions about your oral health. So let’s clear a few things up.

Insurance Is a Tool—Not a Guarantee

Think of dental insurance as a way to help pay, not a promise to pay for everything. It’s a contribution, not a full ride. Every insurance plan has:

• Yearly maximums

• Deductibles

• Exclusions

• Preauthorization requirements

In other words, even if you have coverage, some procedures might need approval first—or might only be partially covered.

Every Plan Is Different

No two insurance plans are exactly the same. What’s covered for your co-worker might not be covered for you. That’s why it’s important to:

• Know your coverage

• Understand your benefit limits

• Ask if your treatment needs prior approval

We’re always here to help explain what your plan includes and assist with paperwork, but the best outcomes happen when patients understand their benefits too.

Don’t Let Insurance Delay Your Health

Waiting for insurance decisions or approvals can mean putting off the care your mouth really needs—and small problems can grow into bigger (and more expensive) ones fast.

The truth is, delaying treatment often costs more in the long run. Don’t wait.

Affordable Solutions Are Available

At Fortune Dental, we offer several easy, flexible financing options, including:

• Cherry

• CareCredit

• Springstone

These trusted services allow you to get the treatment you need now and make simple monthly payments that fit your budget.

Take Charge of Your Dental Health

Insurance helps, but it’s not the whole picture. Let the team at Fortune Dental walk you through your options and help you plan for a healthier, brighter smile.

Need help with your insurance or want to apply for financing? Give us a call today—(407) 3442400  we’re here for you.